Terms of Use - AI-Powered Productivity: Building a Better Tomorrow Effective Date: April 8, 2026 These Terms of Use ("Terms") govern your access to and use of the services, courses, coaching, community features, and digital materials provided by AI-Powered Productivity: Building a Better Tomorrow ("the Company," "we," "us," or "our"). For purposes of these Terms, “you” means the person who accesses or uses the course, materials, coaching, or community forum. 1. Introduction and Acceptance of Terms By accessing or using the course "AI-Powered Productivity: Building a Better Tomorrow" and any related services or materials, you agree to these Terms. If you do not agree, do not use the course or services. You confirm that you are at least 18 years old, or that you have the consent of a parent/guardian and have the legal authority to enter into these Terms on your behalf. You are responsible for ensuring that your use of the course and any third-party tools complies with applicable laws and any other agreements you may have. 2. Services and Scope The Company provides educational content focused on artificial intelligence (AI), personal productivity, time management, and well-being. Services include, but are not limited to: Online course modules and tutorials. One-on-one coaching sessions. Access to community forums and discussion groups. Digital resources, including eBooks, templates, and infographics. Instruction on the use of third-party AI tools (e.g., Task management, automation, and generative AI). 3. License to Use Course Materials (Personal Use Only) We may provide videos, templates, checklists, prompts, worksheets, eBooks, slide decks, and other course materials (“Course Materials”). This includes templates such as the Workflow Design Template, Daily Routine Planner, and Reflection Template (together, the “Templates”). As long as you follow these Terms, we give you a limited, non-exclusive, non-transferable, revocable license to access and use the Course Materials (including the Templates) for your personal, non-commercial use only. You may: Stream or download Course Materials only as made available by us. Print or save copies for your own personal use. You may not: Share, resell, sublicense, publish, upload, or redistribute the Course Materials (including the Templates) to anyone else (including posting them online, in a shared drive, or in a workplace knowledge base). Copy, record, reproduce, modify, translate, or create derivative works based on the Course Materials, except as allowed by law. Remove watermarks, copyright notices, or other ownership markings. Use the Course Materials to train or improve any AI model, dataset, or automated system, except where we give you written permission. 4. Intellectual Property (Content Ownership) All Course Materials and all content related to the course—including videos, text, graphics, logos, designs, and any proprietary productivity frameworks—are owned by Michael and/or the Company and are protected by intellectual property laws. No ownership rights are transferred to you. 5. AI-Generated Content and Intellectual Property The course may introduce or demonstrate third-party AI and design tools (for example, DALL-E, Canva, and similar tools) that allow you to generate text, images, graphics, videos, or other content (“AI-Generated Content”). You understand and agree that: Evolving legal landscape: Laws, regulations, and case outcomes related to AI-generated content ownership, copyright, and intellectual property rights are evolving and may change over time. Third-party terms control: You are solely responsible for reviewing and complying with the Terms of Service, licensing terms, and usage policies of each third-party tool provider, including rules about ownership, commercial usage rights, attribution requirements, and copyright status of outputs. No company ownership claim: The Company does not claim ownership over content you generate using third-party tools. Your responsibility / no liability: You are solely responsible for the content you create and how you use it. The Company is not liable for any intellectual property infringement claims, copyright disputes, or other legal disputes arising from content created by you using these tools. 5. Final Project and Peer Review As part of the course, you may complete a final project and/or participate in peer review activities where you share your personal productivity systems, workflows, dashboards, automations, templates, or configurations (“Project Submissions”). You understand and agree that: No confidential or sensitive info: You are solely responsible for ensuring that you do not share any confidential, proprietary, or sensitive information (including trade secrets, internal company processes, client information, passwords, private keys, or personal data), whether belonging to you or to your employer or any third party. No liability for confidentiality loss: The Company is not liable for any data breaches, loss of confidentiality, or damages resulting from your Project Submissions, presentations, or sharing in any course-related community space. Ownership split: You retain ownership of your unique system configurations and workflow setups to the extent you created them. However, all Course Materials and Templates used to build or document your systems remain the intellectual property of Michael and/or the Company, and your rights to use them are limited to the license granted in these Terms. Peer review conduct: If you participate in peer review, you agree to provide constructive, respectful feedback consistent with the Community rules and standards in these Terms. 5. User Conduct and Community Forum Rules If you access our community forum, comments, chats, live calls, or other community spaces (the “Community”), you agree to keep things respectful and lawful. You agree that you will not: Post spam, promotions, chain messages, or repetitive/irrelevant content. Harass, bully, threaten, or discriminate against others, or encourage others to do so. Post illegal content or use the Community to support illegal activity. Share anyone’s private or personal information (including yours) in a way that violates privacy rights or laws. Post content that infringes someone else’s intellectual property rights. Impersonate another person or misrepresent your identity or affiliation. Attempt to access accounts, systems, or areas you are not authorized to access. You are responsible for what you post and for keeping your login credentials secure. We may remove content and/or restrict or remove access to the Community if we believe these rules have been violated. 6. Coaching Services (One-on-One Sessions) If you purchase one-on-one coaching, consulting, or support sessions (“Coaching Services”), the following terms apply: Scheduling: Sessions are scheduled in advance using our scheduling method at the time of purchase. You are responsible for showing up on time and having the needed tech (internet, audio/video, etc.). No Guarantees: Coaching is educational and supportive. Results depend on many factors (your effort, schedule, prior experience, tools used, etc.), and outcomes are not guaranteed. Cancellations/Rescheduling: Unless your purchase page or booking confirmation states otherwise, you must cancel or reschedule at least 24 hours before your scheduled start time to avoid being charged or losing the session. No-Shows / Late Arrivals: If you miss a session or arrive late, we may treat it as a no-show and count it as used. We are not required to extend the session to make up the time. Expiration (if applicable): If your coaching package includes an expiration date stated at purchase, unused sessions expire at that time. 7. Disclaimer of Warranties (Simple Version) Educational Purpose Only: The course and Coaching Services are for educational and informational purposes. We do our best to share useful ideas, but we do not promise specific results (productivity, income, grades, job outcomes, or otherwise). AI Tools: We may teach or demonstrate third-party AI tools. Those tools may change, have downtime, make mistakes, or produce unexpected output. You are responsible for how you use them and for checking results. Third-Party Platforms: We are not responsible for third-party tools, platforms, or services (including their pricing, features, privacy policies, data practices, or availability). 8. Limitation of Liability (No Guaranteed Outcomes) To the maximum extent permitted by law, AI-Powered Productivity: Building a Better Tomorrow and Michael will not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of (or inability to use) the course, Course Materials, Community, Coaching Services, or any third-party AI tools. This includes (for example) damages for lost profits, lost data, business interruption, personal dissatisfaction with results, or mistakes produced by AI tools. You understand and agree that: Productivity and well-being outcomes are not guaranteed. AI-generated output can be inaccurate, incomplete, or biased, and you are responsible for verifying and using it safely and appropriately. 9. Disclaimer: Not Medical, Mental Health, Legal, or Financial Advice The course and Coaching Services are not medical, mental health, therapy, legal, tax, accounting, or financial advice. Medical/Mental Health: If you have a health or mental health concern, please talk to a qualified professional. If you think you may be in danger or are having an emergency, contact local emergency services right away. Financial: Any budgeting, income, or business-related examples are for educational purposes only and are not a promise of results. You should consult a qualified professional before making financial decisions. 10. Payments, Refunds, and Cancellations Fees: All fees for courses, coaching, and resources are disclosed at the time of purchase. Refund Policy: Refunds are subject to the specific policy stated at the point of sale. If a “satisfaction guarantee” period is offered, refund requests must be submitted within the specified timeframe. Subscription/Access: Access to certain materials may be time-limited or subject to recurring fees as described in your purchase agreement. 11. Third-Party Links and Tools The course may include links to third-party websites, apps, software, or services for convenience and educational purposes (for example: Trello, Zapier, Toggl, RescueTime, and similar tools). You understand and agree that: These third-party services are not owned, controlled, or maintained by Michael or the Company. We do not endorse, guarantee, or take responsibility for any third-party content, features, pricing, availability, security, privacy policies, or data practices. If you choose to use any third-party service, you do so at your own risk and you are responsible for reviewing and following that third party’s terms and policies. 12. Software Integrations and Automations The course may suggest, demonstrate, or provide general instructions for setting up software integrations, workflows, and automations using third-party platforms and services (for example: Zapier, Notion, Slack, and similar tools) (collectively, “Integrations”). You understand and agree that: Third-party control: Integrations are provided, hosted, and controlled by third parties, not by the Company. Your responsibility: You are responsible for configuring, testing, monitoring, and maintaining any Integrations you choose to use, including choosing what data is shared, connected, or synchronized between tools. No liability for issues: The Company is not responsible for any data loss, data corruption, unintended actions, security issues, account suspensions, service interruptions, or technical errors resulting from (a) your setup or use of Integrations, (b) changes made by third-party providers, or (c) compatibility issues between tools. 8. Modifications to Terms The Company reserves the right to update these Terms at any time. We will notify participants of significant changes via the email address associated with their account. Continued use of the services after changes are posted constitutes acceptance of the new Terms. 12. Termination (Removing Access for Violations) We may suspend or terminate your access to the course, Course Materials, Coaching Services, and/or Community at any time if you: Violate these Terms, Break Community rules, Misuse Course Materials, or Engage in behavior we believe is harmful to other users, Michael, or the Company. Termination may include removing access to the Community, revoking the license to use Course Materials, and disabling your account. If access is terminated, you must stop using any Course Materials and delete any copies not allowed under these Terms. 10. Governing Law These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which the Company is registered, without regard to its conflict of law provisions. 14. Contact Information Questions about these Terms? Contact us using the support email or contact method provided at checkout or inside the course platform. Please include your name, the email used to purchase/enroll, and a brief description of the issue.